Before we talk about interest rates or loan programs, I'd like to tell you what I believe every homebuyer deserves.

UNDERSTAND YOUR MORTGAGE.

MAKE CONFIDENT DECISIONS.

My job isn't to pressure you into a loan. My job is to put you in control by helping you understand your options, so you can confidently make informed decisions about your mortgage.

YOU DESERVE TO UNDERSTAND YOUR MORTGAGE

A mortgage is one of the biggest financial commitments you'll make. Yet the process can be filled with unfamiliar terms, complicated documents, and decisions that aren't always easy to understand.

I believe you should know what you're agreeing to before you sign. That's why I create educational resources to help you understand the mortgage process, your options, and the costs involved—so you can make decisions with confidence.

MORTGAGE EDUCATION

Clear explanations of the documents, costs, and decisions that come with a mortgage.

Understanding the Loan Estimate

Understanding the Closing Disclosure

MORTGAGE CALCULATOR

Loan Amount$
Loan Termyears
Rate%
Property Tax$/year
PMI Insurance$/year
Other Cost$/year
powered by calculator.net

WHAT OUR CLIENTS ARE SAYING

★★★★★

"Susie Hartness is a delight to work with: Very responsive, always available, and knows how to clearly explain all the details related to purchasing your home."

— Patty B.

★★★★★

"If you're looking for a lender who is knowledgeable, proactive, and truly advocates for her clients, Susie is the one you want in your corner."

— Chris C.

★★★★★

"Susie knew what to do every step of the way and I was never in the dark on what the next step would be."

— Brian R.

★★★★★ 5.0 • 47 Google Reviews

READY TO TAKE THE NEXT STEP?

When you're ready to explore your mortgage options, I'm here to help you make an informed decision.

Have questions first?